SEPA Resource Centre

Knowledge is key! Learn more about SEPA and how to make best use of this in your organisation.

Box Icon Introduction to SEPA

Introduction to SEPA

This section covers:
About SEPA
What is a SEPA?
History of SEPA

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Box Icon SEPA Mandate

SEPA Mandate

This section covers:
Create a mandate
E-mandates
3rd party mandate

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Box Icon SEPA Advance Notice

SEPA Advance Notice

This section covers:
Direct Debit collection
SEPA Pre-notification

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Box Icon SEPA Processing and Timings

SEPA Processing and Timings

This section covers:
SEPA Transactions
Submission & Collection
Failed collections

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Box Icon SEPA Reports and R Messages

SEPA Reports and R Messages

This section covers:
SEPA Reports
R-messages
Rejects & Returns
Refunds
Collections
Refusals
Reversals & revocations
Cancellation

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Questions about SEPA

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Latest News & Articles

What is a Modulus Check?

January 15 2021

When you operate a Paperless Direct Debit (PDD) system, a modulus check is mandatory at the point of customer sign-up. For users of both AUDDIS (Automated Direct Debit Instruction Service) and paper-based Direct Debit systems, it is highly recommended at the point...

Advance Notice for Direct Debits

January 14 2021

Over the years, the Direct Debit Advance Notice rules have been clarified and updated to reflect current preferences and practices. Increased use of email, a preference for paperless systems, and a rise in the use of online banking have all influenced how the system...

ADDACS Reports explained

January 14 2021

It’s no secret that the Bacs scheme is underpinned by a complex set of rules. These rules are there to maintain the integrity of the system. They keep the system running smoothly, benefiting both Service Users and their customers – so staying compliant has to be...

Successful Direct Debits Over Christmas 2020

November 17 2020

It's never too early to think about Bacs Christmas processing! If Direct Debits are not collected on the expected date, your organisations income can be disrupted. This is particularly an issue over Christmas and New Year when there are extra bank holidays. These...

Smart Cards & Security

November 13 2020

Blog by Sarah Cottee, Training Manager Recent Direct Debit Training courses have highlighted an increase in Service Users experiencing issues with their smart cards when working remotely due to Covid restrictions. Here, we look at what can cause an issue, how to...

The Importance of Bacs Training – now more than ever!

October 29 2020

Blog by Sarah Cottee, Training Manager Bacs training isn’t always at the top of the priority list. It’s often the first casualty of stressed or busy times in an organisation, but NOW more than ever you should be considering Bacs training for your team – and...

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