Direct Debit & Direct Credit Resource Centre

If you have questions about Bacs Direct Debits or about Bacs Direct Credits, please see the following pages for advice and guidance. If you require further information, please feel free to contact us at any time – we are here to help!

Essential Knowledge & Resources

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Direct Debit

Information about setting up and collecting Direct Debit payments to help you run a smooth and efficient system.

Direct Debit Resources
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Direct Credit

Information about making payments by electronic transfer directly into a bank or building society account.

Direct Credit Resources
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FAQs

Browse our most frequently asked questions about Direct Debits, and Direct Credits and more…

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Latest News & Articles

May Bank Holidays- Bacs Processing Dates.

April 23 2021

To ensure you have peace of mind going into the Bank Holiday weekend, be sure to have planned ahead with your Bacs submissions to allow for Bacs Bank Holiday processing dates. Bacs processing works on a 3-day cycle. This is known as the Bacs cycle, and goes as...

Using Electronic Signatures, but don’t have Paperless approval? … If so, you are not compliant.

April 12 2021

The use of electronic signatures on Direct Debit Instructions (DDI) has taken off recently. This is due to lock-down issues; difficulty accessing the office to collect and send off paper instructions and a desire to be seen as a modern, up-to-date...

Bacs Easter Processing Dates 2021

March 24 2021

Easter is fast approaching and this year we are still dealing with the added complication of "Covid Lockdown" with many people working remotely. This has meant that many are unable to access their usual systems and processes. Now more than ever therefore, it is...

What You Need to Know about BACS Direct Debit Reports

February 25 2021

Bacs produces a series of reports that highlight errors and anomalies and that help Service Users manage their Direct Debit collections. As a Service User you have a responsibility to take action to correct the faults these Bacs reports bring to light – but more...

Updated Direct Debit Scheme Rules for 2021.

February 02 2021

There are new Direct Debit Scheme Rule Updates which will take effect from January 2021. As a Direct Debit Service user, you have a responsibility to comply with the Direct Debit Scheme Rules. Are you? Version 5.4. January 2021 Article by Sarah Cottee. Training...

What is a Modulus Check?

January 15 2021

When you operate a Paperless Direct Debit (PDD) system, a modulus check is mandatory at the point of customer sign-up. For users of both AUDDIS (Automated Direct Debit Instruction Service) and paper-based Direct Debit systems, it is highly recommended at the point...