Direct Credit Resource Centre

In order to operate a smooth, efficient and error-free Direct Credit system it is important to understand how Direct Credits operate and what your responsibilities are as an organisation.  The following pages contain an overview of Direct Credits to help you manage your processes.

Box Icon Direct Credit Introduction

Direct Credit Introduction

This section covers:
What is a Direct Credit?
About Bacs
Important Terms
The Benefits of Direct Credit

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Box Icon The Direct Credit Process

The Direct Credit Process

This section covers:
The Bacs Cycle
Transaction Codes
Indirect vs Direct Submission

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Box Icon Bacs Reports

Bacs Reports

This section covers the different types of Bacs Credit reports including:
AWACS
ARUCS

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Latest News & Articles

10 ways you can make Direct Debit savings

April 13 2017

If you are planning to review your finances and how you pay out money, here's 10 tips of how you can make direct debit savings. Pay your gas and electric bills via Direct Debit.  The savings can be huge! Nearly all the major energy companies will offer a...

Modulus Checking and Paperless Direct Debits – Why & How?

April 29 2016

The latest Service User Guide and Rules to the Direct Debit scheme (SUG&R v4.1) has clarified what is and is not provided by modulus checking. Modulus checking describes the ability to check that a bank account number and sort-code are accurate.  It does...

Advance Notice for Direct Debits

February 12 2016

We’ve been asked about the new prohibited practice for Direct Debit Advance Notice and what it means. The rules on Advance Notice have been clarified in the latest version of the Service User Guide & Rules to the Direct Debit Scheme which were updated...