Direct Credit Resource Centre

In order to operate a smooth, efficient and error-free Direct Credit system it is important to understand how Direct Credits operate and what your responsibilities are as an organisation.  The following pages contain an overview of Direct Credits to help you manage your processes.

Box Icon Direct Credit Introduction

Direct Credit Introduction

This section covers:
What is a Direct Credit?
About Bacs
Important Terms
The Benefits of Direct Credit

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Box Icon The Direct Credit Process

The Direct Credit Process

This section covers:
The Bacs Cycle
Transaction Codes
Indirect vs Direct Submission

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Box Icon Bacs Reports

Bacs Reports

This section covers the different types of Bacs Credit reports including:
AWACS
ARUCS

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Latest News & Articles

A Direct Debit Review – 2020 so far

August 19 2020

2020. What a year it has been - and we are only 8 months in! For Bacs Direct Debit Service Users its been a busy year. There have been several rule changes and various challenges - not least the changes to working practices and payer behaviour brought about by...

Holiday Direct Debit Processing – Are you covered?

July 29 2020

A newsletter was released by Bacs today: Are you prepared for your well-earned break?  - have you received your copy? The newsletter highlights how recent easing of lockdown restrictions has allowed many to consider travel plans and holidays once more. Often...

Frequently Asked Direct Debit Questions

July 22 2020

Since the start of March the number of Direct Debit questions we have received from Service Users has increased considerably. The disruption brought by the COVID-19 lockdown and associated changes to working environments and processes has resulted in uncertainty -...

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