Bacs, bureau, Direct Debit, direct debit bureau, Easter
Bacs, Bureau Service, Direct Credit, Direct Debit, News
28, MAR 2019

With Easter fast approaching, make sure you’ve planned ahead with your Bacs submissions to allow for Bacs Easter Processing Dates.

Bacs processing works on a 3-day cycle. These days are known as the “Day 1: Input Day”, “Day 2: Processing Day” and the “Day 3: Payment day”. You need to send your file to Bacs 2 working days prior to the payment date (day 3). If you have any questions about this, please let us know – or maybe its time to consider BACS accredited training.

Both Good Friday (19 April) and Easter Monday (22nd April) are bank holidays which means they are ‘non-processing days’. Make sure that you have scheduled all your direct debits and credits with this in mind. If you’re unsure of the date changes that you may need to make you can always get some extra help from a consultant, and also refer to the table below:

Payment Arrival Date Processing Date Latest Submission Date
Thursday                    18 April
Wednesday               17 April
Tuesday                      16 April
Tuesday                     23 April Thursday                   18 April
Wednesday                17 April
Wednesday                24 April Tuesday                   23 April
Thursday                    18 April
Thursday                    25 April Wednesday                24 April Tuesday                      23 April

As always you can submit any Bacs files up to 30 days in advance; just remember if you do to ensure that the correct processing date is. And if you’re struggling with the processing of your direct debits and/or credits you can always use a Bureau to do the heavy lifting for you.

Finally, if you haven’t already, you can download the Bacs calendar for 2019 so you can better prepare and get the non-processing days in your calendar.