Daily reports should be made available to the Creditor by the Creditor’s bank. These are typically accessed through the Creditor Bank’s banking platform, directly via in-house software or passed by the a 3rd party (SEPA Bureau) in most cases. The reports detail the Creditor’s daily SEPA Direct Debit transactions (including new mandates, collections, settlements and R-messages). The name of such reports varies between Creditor banks. Some examples are the “Creditor Settlement Report” or “SEPA Direct Debit Payments Summary Report”.